Financing solutions that move your business forward
Tailored leasing, rental and hire-purchase for Romanian companies — and the suppliers that serve them. One partner, an entire network of lenders.
Built for both sides of the deal
We connect Romanian businesses that need equipment with the suppliers that sell it — and finance the whole transaction.
Finance your next investment
Lease, rent or hire-purchase the equipment, vehicles and machinery your business needs to grow — without locking up your capital.
Get a quoteSell more. We handle the financing.
Offer your customers financing at the point of sale. Close more deals, retain the relationship, earn commission on every funded transaction.
Become a partnerOur solutions
Leasing, rental and hire-purchase — done right
We structure the financing around the asset, the business and the cash flow. From vehicles and machinery to industrial and IT equipment.
Financial Leasing
Acquire vehicles, machinery and equipment with predictable monthly payments and full ownership at the end of the term.
- 24–60 month terms
- Tax-efficient structure
- Optional residual value
Operational Rental
Use the asset, return it when you're done. Off balance-sheet, service included, perfect for fleets and fast-moving tech.
- Asset stays off balance sheet
- Service & maintenance included
- Upgrade flexibility
Hire-Purchase
Spread the cost of essential equipment and own it from day one. Ideal when you need the asset on your books immediately.
- Ownership from day one
- Flexible down-payment
- Fixed monthly cost
Business Loans
Working capital and investment loans from €10k to €500k, structured through our network of bank and non-bank lenders.
- €10k–€500k range
- 12–84 month terms
- Competitive rates
Factoring
Turn outstanding invoices into immediate liquidity. Recourse and non-recourse options for B2B companies with long payment terms.
- Immediate cash flow
- No new debt
- Recourse & non-recourse
Leasing calculator
Estimate your monthly payment
Indicative monthly cost based on a 20% residual value. Final terms depend on credit assessment.
Indicative figure. Final monthly cost subject to credit approval and prevailing rates.
Why WIDO
A finance partner that actually moves
We combine local market expertise with a wide network of Romanian and European lenders — and a process built for the speed of business.
Personal advice
We put the relationship before the transaction. One advisor through the whole process.
Fast decisions
From application to offer in days, not weeks. We move at the speed of your business.
Experience & expertise
Years of financing companies across industries — we structure deals others can't.
Local presence, global view
Close to you in Romania, connected to leading European lenders.
Process
From first call to funded — in 5 steps
A simple, transparent process. You focus on your business. We handle the lenders, the paperwork and the structuring.
Tell us what you need
Share your investment, asset and business — online or in a 30-minute call.
We structure the deal
We analyse, prepare the credit file and shape the right financing structure.
We match the lender
We approach the lenders best suited to your case from our network of 25+ partners.
You receive offers
Compare clear, comparable offers. We help you choose what's actually best.
Get funded
Sign, receive the asset or the capital, and get back to running your business.
For equipment suppliers
Turn 'I can't afford it' into a closed deal
If you sell machinery, vehicles, agricultural equipment or industrial equipment in Romania — we are your built-in financing arm.
Become a partner
The problem you recognise
- The customer wants to buy — but can't payThe deal dies at checkout, not at the interest stage.
- You refer them to the bank — and lose themCustomer goes to their main bank, gets a no and gives up.
- You're not a finance companyYou know equipment, not credit assessment and structuring.
- Competitors already offer financingWithout it, you lose deals to larger players.
What we bring to your sales process
- Integrated financing offerCustomers finance the purchase as part of the same sales conversation.
- More deals closeCustomers who would have walked away can now move forward.
- We do the workCredit assessment, lender selection, paperwork — all handled by us.
About WIDO Finance
Founded by William & Dorin
WIDO Finance is an independent finance brokerage in Romania, founded with a clear mission: make professional financing accessible to every Romanian business, from ambitious SMEs to established corporations.
We believe entrepreneurs deserve a partner who speaks their language, understands the local market, and has the network to deliver real results. That's what 'We Do Finance' means.
Get in touch
Let's talk financing
Tell us what you need. We come back within 24 hours with a clear next step — no obligation, no upfront cost.